Our Services

Alere is a Latin expression meaning to develop, promote and nurture.  Those are themes that run through the services we provide to individuals, families and business owners.  This requires us to maintain broad knowledge and deep financial acumen.   There are many financial tools and products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated.  Informed decisions are best made after an assessment of individual needs.

Examples of financial areas we have advised clients on include:

• 401(k) retirement plans and Individual Retirement Accounts (IRAs)
• Portfolio design using mutual funds and exchange traded funds (ETFs)
• Employer sponsored retirement and savings plans
• 529 qualified tuition plans
• Trusts
• Deferred and immediate annuities
• Life insurance
• Long-term care, disability and critical illness
• Individual and group health insurance plans
• Roth IRA conversions
• Social Security and pension benefits
• Debt management / reduction
• Tax planning