Wealth management that lets you live the life you want now and builds the future legacy you dream of.
Alere Planning’s comprehensive wealth management services cover every aspect of your financial life as you transition into retirement, from optimizing your assets today to planning for all of life’s possibilities. We are here to be a long-term support for you, for your family, and for your legacy.
Plan, Grow, Protect
Our commitment to you and your family: planning and management that lets you grow and protect what matters most.
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Review current and future income sources as assets will need to replace employment income
Review current and near-term spending needs
Assess required versus discretionary spending
Align spending, goals, and values
Prepare for planned and unexpected life events
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Income and expense planning
Optimization of Social Security benefits
Plan for savings and withdrawals, including Required Minimum Distributions (RMDs)
Healthcare options and Medicare
Tax management and state residency considerations
Legacy planning description
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Assess risk appetite and capacity
Assess growth and income needs, expectations
Design and implementation of your optimized portfolio
Monitor and rebalance portfolio as needed
Manage risk via appropriate investment products and legal structures
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Investment management based on tax considerations per your financial plan
Asses and implement strategies to minimize taxes, including deferred income, realized deductions, or credits
Consider Roth IRA conversions
Asses need for trusts or other legal structures enabling tax-deferred growth
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Employer-sponsored benefits
Health savings accounts
[other content]
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Mortgage refinancing or consolidation
Home equity loans
Student loan paydown or consolidation
Large purchase financing strategies
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Cash flow planning for all levels of education
529 implementation and funding
FAFSA planning
Parent-child cost sharing arrangements
Tax credit options
Debt analysis
Alere Planning and You
With a collaborative approach to planning and the most effective technical tools and platforms, Alere Planning provides you with bespoke, long-term wealth management solutions. We offer educational resources and portals to your plan and portfolio so you can feel supported with the exact information you need, when you need it.
Our custom strategies are built to allay your concerns and free up your time so you can live the life you want today. Alere Planning’s ongoing support means your portfolio is routinely monitored and optimized based on your evolving goals and life circumstances.
